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08-15-2007, 04:47 AM
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How much Surplus is too much for a loan modification?
Did you know:
The amount varies depending on the amount of the mortgage payment. You would be safe to keep expenses around $250.00 to $350.00 it can vary again depending on the payment amount. Remember you can always cut expenses during negotiations but it would be a hard battle to increase expenses once placed on a financial report.
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