[Alvin]

...with Loads of Foreclosures? Been living here in my home for 20 plus years. I struggle to pay the mortgage but I'm hanging in there. It's no news that property values are on the decline due to short sales and foreclosure sales, but I got to put it out there folks. Bank of America is killing us by marring our neighborhoods leaving ALL these abandoned houses for those of us who DO PAY to look at. Directly across the street and on both sides of my well manicured lawn which I struggle to keep up out of respect for my family and my neighbors, are houses belonging to BOA's reo division. Sitting for 18 months is the house across the street. Squtters and drug dealers go in and outOn either side of my are two homes once owned by the nicest neighbors who are now gone and my family and the rest of the community have to face the fall-out in the form of knee high grass, peeling siding and memories of broken dreams belonging to our neighbors.Is there something on the books allowing homeowners to take action severly or collectively against BOA. These guys are just throwing their weight around and it seems that we're just expected to take it.By the way, try selling your home with these eyesores strewn throughout the neighborhood. Talk about being between a rock and a hard place????* No help from the county who says they've notified BOA. * No help from BOA's property preservation dept (or whatever the he** they're calling it these daysWhen BOA and similar lenders take ownership of a property, they become the owners - check your local tax records. If little ole me can maintain my property, surely a gazillion dollar corporate giant like BOA and pay property management fees to do what my neighbors who like yourself lost homes due to a declining and advanced years.

[Mayan Chocolatyl]

How is this BOA's fault? They loaned the money in good faith to your "nice" neighbors who defaulted on their loans. That's not BOA's fault.There are drug dealers in the empty houses? Call the police. Do you expect BOA to station security guards in each empty house 24-7?I lost my job in August 2001, and nobody wants to hire an old fart like me any more. Our house was largely destroyed by hurricanes in 2004, and the insurance company didn't pay enough for us to recover from all of our debts, so we sold our house and moved to a nasty little apartment in a neighborhood full of people who loiter all night and leave used condoms in the parking lot. It's all we can afford. This is not the way we would like to live, but we're doing what it takes to survive.Sometimes life sucks. Get on your knees and ask God for the wisdom, strength, and courage needed to survive, then get on with your life.