[HSR]

the auction.? Will they come after us for deficiency and how long do they have in Utah. The house is up for sale now, but they took the house back at auction. Can they still come after us?

[2martins]

Whether or not they can and whether or not they WILL are different. Whether or not they can depends on state law and also sometimes the wording of the mortgage. The question is whether it is a recourse or non-recourse loan. Even if they can come after you legally though, they won't necessarily do it. If you don't have any money, they probably won't pay the money to file to lawsuit because even if they win in court (which they will) it won't do them any good if you don't have the money. If you DO have money that they can attach, they WILL probably go after it.