[tameh]

...situation? possible title issues/wrong address on house!? ok, when i purchased the house it was from a home builder who needed to move as many houses as they possible could in 30 day! i know this because at the time i was working for the home builder. so of course everything was going great UNTIL the day of closing. my loan was completely different at closing, my title paperwork came back with an incorrect address on it (wrong city and zip, but lot block and section are correct). but i didnt question it because the house sat on the border of three different cities and i honestly wasnt quite sure which one it should have been in but figured the title company should have known. on top of that the address on the house was not the legal address of the house which was not discovered until after closing when we had to switch over our utilities! we had to go and physically show our closing papers to get service hooked up!!! to make a long story short. in 2008 we were with countrywide and were in the process of getting a loan modification but while going thru the process boa purchased cw. before the sale of cw & boa we got a letter from cw stating we got the loan modification then three months later got a letter from boa saying it was declined. a year later i was still having to fax, refax and refax to boa to get the modification. two years went by and i was still faxing!!!! and kept getting told they never got my paperwork or that we didnt qualify b/c we made too much money (which was not true they had our ppwk mixed up with someone else). finally we "qualified" to do a short sale, boa sent an appraiser out to the house, everything seemed like it was going somewhere and then bam, it was over. the only answer that we can get from them is "we cant stop the auction of your house b/c its too close to your sale date" but before we were able to push back the "auction" date when it was a week away. at this point the only thing that i can think of is maybe they are having problems with our paperwork and all the wrong addresses, especially the fact that the address listed on the house is not the legal address. could this be a reason to deny modification/short sale?!