Can the bank still report this as a foreclosure? - Loan Modification - Free Foreclosure Help

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10-06-2010, 11:01 AM

pcfulliv

Junior Member

Join Date: Oct 2010

Posts: 1

Can the bank still report this as a foreclosure?

I have not paid on my mortgage in 2 years and the bank has not foreclosed. If I give my house back to the bank, would this still show as a foreclosure on my credit report even though I turned the house back in before the bank foreclosed on it?

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