[juliemo2]

...sale or foreclosure? We own a home that it's mortgage goes variable next spring (11), so we need to sell. We want to put our house on the market but homes are listing and selling for less than we owe. We don't want to go through a short sale or foreclosure. Can we sell the home and get a personal loan for the remainder balance of the mortgage, so the house is completely paid off? If this is possible could the personal loan then be added to another mortgage for a new home?