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Old 06-28-2010, 04:16 PM
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Default Foreclosure in Nevada?

I just found out that my Ex is foreclosing on a house that my name is still on. I gave her the house in our divorce decree (from Nevada) which states that I am not to be held legally or financially responsible for the property. I signed a quitclaim deed, and provided her with information on how to remove my name previously (about 4 years ago), which she apparently has not followed through with. My credit score has recently been affected (dropping by almost 200 points from a previous 815), and she has informed me that she will be filing for bankruptcy. She also indicates that her attorney suggested that I file as well. I have spent the past 4 years rebuilding my financial situation and have been somewhat successful. I do not believe that I should be forced to file bankruptcy and I feel that I've been wronged to a point that it has affected my health.So, does anyone know if there are any other avenues of recourse? Since she is filing bankruptcy, I feel that she will abandon any responsibility that she has to me. Can I file against the mortgage company for wrongly going against me? Can I file against the state (Nevada) that the divorce decree is from? Does the mortgage company have the right to freeze/seize assets like savings accounts (which I fear they will)?Any info would be appreciated.Edit: I appreciate all your advice. I've gone ahead and spoken to the county who has advised me that my name is no longer on the old property. I'm not sure what this means to the mortgage; however, I do believe that they will come after me after she files. So, basically I've been left holding the bag. Yes, I did 'shoot [myself] in the foot' if you consider following the advise and direction of the lawyers, mortgage company, and judicial system who are in place to represent the case in a fair and legal light, and still getting stuck with the bill, and trying to provide a decent property to a woman who I have growing disdain.Further, unfortunately I do not have $5K lying around to spend on more advise that will likely cost me more money. I've lost all faith in the legal system as it seems to only protect the rich and penalize the middle class. Also, yes, a grenade is an optimal way to obtain everyones attention. If a legal document holds no worth then why have it in the 1st place.
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