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09-03-2008, 07:33 AM
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can the bank take your personal belongings...
...from the house during foreclosure?!?!?!? My house will be up for foreclosure and i was wondering if the bank or the government can come one day and just take all my personal belongings from the inside of the house. Please help! Thanx
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09-03-2008, 10:36 AM
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No, they cannot take your personal items without getting a judgment against you. The house is the collateral for the loan which they are going to repossess. In the future, they could file a lawsuit against you for any loss they suffer on the house, but that is extremely unlikely due to the sheer number of foreclosures.
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09-03-2008, 10:39 AM
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Move yourself and all of your stuff before you are evicted. Anything left behind is gone forever. If the marshal has to come and evict you, they will remove your property from the premises and either leave it on the curb for trash pick-up (and scavengers), or remove it to storage. If it goes to storage under your state's laws, you have a very limited period of time to pay the marshal's fees, moving costs, storage costs, and remove everything from storage. Cheaper to move it yourself before the foreclosure is final.
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