[Kika R.]

...your area free?

[JEFF KOGA]

Heres the thing... the word foreclosure properties is very broad spectrum... If the property is foreclosed then the make took the property and now is the owner (REO properties) - get the property at fair market listed by a Realtor/Realestate Agent. If the bank decides to "auction" the property then people will bid the property. If they (the owner) received what we call a notice of default letter (pre-foreclosure) and the owner has a hardship... you can negotiate a short sale (nice discount)...

Now, to answear your question... pre-forclosure (notice of defualt letters) are public information... you can just go to a courthouse to get that info... if you want REO props, just call a Realtor/Realestate Agent and have them check the MLS (multiple listing).

Most website on the web will charge a fee... dont pay for it, it is a waste of money...