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Depending on your state, it is actually very difficult to buy at the courthouse unless you have all the cash already in place. Many homes become foreclosed on by way of Trustee's Sale, if the home is not purchased during the Trustee sale auction, possession of the property falls to the beneficiary (lender or bank) and then they proceed to try and sale it in the same manner that most traditional sellers would (by way of listing with a real estate agent). Most foreclosures that are purchased by typical consumers are purchased in this manner, by way of purchase contract and grant deed. So basically you would just find a foreclosure that appeals to you, make an offer, and if it is accepted, you'll work out all the closing details with the bank. Using an agent during the process will also be helpful.
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