[KAREN B]

can/t keep up my payments should i volunteer to give up my house? Due to a substansal cut in income i am barely hanging on. 3 years ago my home appraised at 90.000 since then i have put another 10,000 in it and only owe 65,000.Will the loan holder be easier to work with if I just offer up the home? It's way more than i can keep up with and I'd be better off to move in with family. Can anyone tell me what's likely to happen if I let it go? I don't want to file bankruptcy since i really have no other major bills but i just can.t keep up with this house anymore.if I just move out and let them take it, will they come back on me a sue me for more even though the house is worth more than i owe? help i really need advise from someone who knows.
I guess what I'm really getting at is that I just can't keep this place and i need to know in this situation if I voluntary leave and give up the house to the loan company will they come after me for more money.i can't take in roomates due to my children and the last time I rented out the other house that I used to own not only did the tennants trash it and not pay rent it also took me four months to get rid of them,even though i got a judgement against them the house was unrentable and they have disappeared so i can't even collect. That is why I'm just thinking of letting the bank have it

[Mich1]

Call your bank and try to work out something with them. They would rather have some money than no money.

[Kitty]

If I were you I would try to get a room mate or room mates. Or maybe you can rent it out for what you pay (and you can live with your family). You could also list it for sale by owner or Rent to own. I would not let it go and it will really mess up your credit and you may have a hard time buying again when you are ready. Try to avoid losing it! Good luck!

[baby girl]

have you ever considered getting a roomate, someone you can trust but then you can charge rent for each month to help. but if that is something that you arent comfortable with then maybe you could call and talk to a bank or financial advisor and see what they say is the best option, maybe you could refinace and get a lower interest rate and you can get your payments lowered, and there are many ways that you can pay less on bills, do some research, for example find ways to make your electric bill lower, like use energy saving light bulbs and making sure your windows and doors are sealed properly... and make sure that your ac is off during the day, and you can use coupons for grogeries and it does wonders...but i wish you the best of luck

[JIMMY M]

i was to and i got help call this place and tell that jimmy martin

told you to call behind on morg.972-859-9111