[ShortSaleHelp]

Have ARM for $618,000-was late paying 2007 taxes so WAMU escrowed me raising my payment to $5,800.00 from $3,000. I sent them $10,000 to cover negative escrow. At that time I was just about 2 payments behind so they put $10,000 towards mortgage. since September I have sent them $24,000 to catch up. All I am looking to do is get my monthly payments back down. House has been for sale for 2 years at asking price of $799,900. Washington Mutual-situation has not changed as of present day.

[Joyness]

You can probably qualify for a home loan modification. I work with a team of foreclosure specialist. We can help negotiate a complete loan modification for you with your lender.

Some things we can help negotiate is:
. Lower your monthly payments by reducing your loan balance, extending the term of your loan, reduce your interest rate, or reducing the late or back payments owed.

Its usually a 30-90 day turn around time, but our team has been very successful in helping people save their home and getting our clients a comfortable payment that they can realistically pay. We can also offer credit repair service to you as well.

[admin]

we have a negotiator on our team that worked for WAMU in their loss mitigation department as a retention negotiator. He is our best negotiator and gets great deals with WAMU.

[KC Bennet]

Washington Mutual regularly conducts short sales. However, if you're planning to approach them to sell your home off, be careful and make sure you know what's in store.

When you contact the company for a short sale, make sure you ask for their work-out department. You can also ask for specific personnel handling default loans.

I found a good blog entitled "Why Short Sale," which mentions an extensive network of legal assistance agents with short sale experience.