[Hawkear]

mortgage/short sale/foreclosure...help? So here's the deal. I have a mortgage of 133,000. City public schools in my area are less than garbage. My daughters private school just increased 1400 per year and my 4 year old will be starting soon adding another 1400. I just took a huge pay cut (better than lay off i guess) and the thought of these payments are weighing heavily. Not to mention private high school coming up in 3 years will add another 9000. Impossible at the current rate of pay for my wife and I. The county public schools in the area are wonderful but you have to move into the district. We tried to sell the house but had no takers due to the market. I don't know our options but I desperately want to get out. Do I stop paying the mortgage and find an apartment and hope on a short sale? I have parents who are willing to put name down on a loan with us as secondary for a home in a year or two after.Or will it be a forclosure?Can you find a specialist to work out short sale without missing payments?Our credit is pretty good and I'm not too worried about a minor hit that we can rebuild upon. I just want to get out of the city, away from these schools and have a more sound future for my kids.Thanks for the time.