[youhooo]

spouse can my credit be affected, in foreclosure? I am married bu i am not on the mortgage loan, it does not show up on my credit report and when the payment stub comes in the mail it is only addressed to my spouse. If we foreclose can this affect my credit? Or will only my spouse's credit be affected?
I did sign the loan papers but then the loan was sold and my name does not appear on the new loan bill and it the loan debt only shows up in my spouse's credit and not mine.

[Becca/FL]

Did you sign the Note? What state are you in?

[877YouKeep]

Your credit is not affected as a spouse that is on the Deed or Deed of trust but you were not on the note, period no matter what state. if you are on the note (mortgage) your are liable. It is that simple.