Mortgage Lender, 1098 documents, Foreclosure?
Is my mortgage lender required to send me a copy of a 1098 if my property in in foreclosure? I'm not sure if I hit the minimum for interest before I quit making payments (the year before the 1098 was for $1300, and I quit paying in June, so it's borderline). Also, the mortgage lender has been calling me for the past few days out of the blue. I've been advised against speaking with them, so I have no idea if that's why they are calling. They shut down my online account, so I can't get it that way either. Any advice?The company has definitely been advised I would be making no more payments, trust me, the calls did not stop. I tried to do a short sale with no luck and even offered to do a deed in lieu of foreclosure. When the collectors started to get personal, I reported them and quit taking the calls on the advice of a credit counselor. They haven't called me for a long time, which is why I'm wondering if this has to do with taxes. I guess I'll see what the tax guy has to say about whether or not I need to doc to take the deductions.
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