[timefan]

...after foreclosure? My job changed and my hours were cut to part time, so my house was foreclosed on more than 1 year ago. The same mortgage company which held the first holds the second, it was a 80/20 100% refinance loan. Will they ever just give up and write it off? I'm just getting by and can barely afford a 1 bedroom apt right now. Thank you!The IRS can't go after you if you can show them a loss or you're below the allowed gain for a re-sale of a home, so I'm not too worried about them doing a 1099.