[Jack D]

...credit whose name is not on the mortgage? My business was severely impacted by the economy, and I'm now facing foreclosure. When we signed our mortgage, my name was the only one recorded. How would the foreclosure effect my spouse's credit. We live in California if that matters. Your answers will be most apppreciated.

[db]

Your spouse is just that. You are recognized under the law as being connected. This gets far more complicated depending on your circumstances, if you live together under the same roof, if you file taxes jointly, the length of time you have been married, when the mortgage was assumed on your part, in short, you need to talk to a tax/bankruptcy attorney to minimize the effect on your spouse. The shortest answer is yes, your spouse will be affected, to what degree, you need an attorney to tell you based on your specific circumstances.

[Shane F]

If your spouse name is not on Mortgage loan then no!