[beachcchs]

in ky? Hello,I think I am close to the bank foreclosing on my home. After trying to hang on to my home for my son and myself, I just don't think I can any longer. I have legal fees through the roof from fighting ex since divorce for my son and anything ex can come up with to take me to court for, and lack of sufficient child support (since 2002) Ex now has a DVO charge and is up for wanton endangerment. I know the fees are only going to climb higher and higher. After thousands of dollars in attorney fees, I have fallen several months behind and can't make the repayment plan the mortgage companies came up with. ( $400 monthly more than my normal pymt) I have 2 mortgages on my home. In a foreclosure procedure, does anyone know what happens to the 2nd lienholder and the first if it doesn't auction off for enough to satisfy the liens? I have been told that the 2nd is wiped out, and others tell me that the 2nd will come after me for the amount I owe them? I don't have the funds to pay the difference to either. I am very worried about this. Also, I filed for bankruptcy Mar. 2008, but wanted to try and keep my home then. The bankruptcy was discharged in June 2008. At this point I am just hoping to find affordable housing for my son and I to live. Any advice would be so appreciated. Thank you

[meggy]

This was a great question - I was kind of curious as to possible answers myself.