[VRougeway]

I find it almost impossible to refinance my house because of a poor credit score. Are there any options for me aside from filing for bankruptcy?

[Tom Brady]

One reason that your credit score may be low could be due to small outstanding debts that you may have from different sources which will be negatively reflected on your credit report. Every outstanding debt is counted against you and will decrease your credit score. If you want to improve your credit score, one option would be debt consolidation. Debt consolidation is basically taking out one loan to pay off the other unsecured loans at a lower interest rate. By doing so, you are cutting on the accumulated interests of those separate loans, you reduce your chance of having past due items, and you eliminate a significant number of loan accounts. This should increase your credit score and increase your chance of being able to refinance.

[admin]

the government when they get off of the money will be funding the Hope for Homeowners program. The program does not care about credit score although there are rules and requirements click this link to find more To view links in this forum your post count must be 10 or greater. Your post count is 0 momentarily.
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