[Christopher W]

foreclosure? I read an article on Yahoo! today about underwater mortgages -- the situation you're in when you owe more on your house than it's worth. I don't get why this leads to foreclosure. If you can afford to keep on paying your note every month, what difference does it make how much your home is actually worth? Isn't this the exact situation that everyone with a car loan is in? Your car is a depreciating asset -- but nobody "calls in" your car loan just because it's worth less than the day you bought it.