[veebeedee]

...behind on mortgage and receiving a foreclosure letter? I lost my job and got behind. I have since got a new job,(way lower paying) but still behind on all bills.

I got this letter saying I am 3 months behind. I have submitted paperwork to them in March to get some kind of help with this and they still have not helped me. I call and ask them what is the progress and they say a decision has not been made and it takes a long time.

I guess my question is, can I make a partial payment? If I'm more than 3 months late, but do make a payment in July they accept it? I am saving money to pay it, but it's rough. I will call and ask them also when they open, just wanted some advice. I tried with 2 other mortgage companies to try and get refinanced but got declined because of bad credit and bankruptcy. (I wanted to get a new mortgage co. too because I don't like this one) When those 2 declined me, I had no choice but to ask my current company for help. They don't seem willing to help me at all. Or at least not in a hurry.