| Mortgage Forclosure The forum for everything related to Mortgage Forclosure |
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03-18-2008, 04:01 AM
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No, they cannot lie on your credit report. But did you default on your 2nd mortgage? I think that if you are still on time with your 1st lienholder, and you default on the 2nd, they can report you for it, but no, you have to fight it. Look on your credit report. At the back, there will be phone #s for the 3 credit bureaus. Call them to report the mistake.
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03-18-2008, 07:25 AM
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Any member of a credit agency can report anything they want. Then it is up to you to write out a complete statement as to your side of the issue and mail a copy to each credit agency. Then the agency will send the member a form for them to fill out and send back as proof of what they say.
The public is really NOT protected against the actions of credit agencies by the current laws. |
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