| Mortgage Forclosure The forum for everything related to Mortgage Forclosure |
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If you have kept making your payments on time, you could qualify for a rate/term refinance. If you missed a payment after the rate adjusted, you may qualify for an FHA refinance under a special program. And FHA rates are very competitive...
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If you can, Refinance quick! Like everyone else is saying FHA is very competitive right now, due to recent changes, if you have gotten a Notice Of Delinquency , you need at least a FICO of 580 to qualify, but if you have not received an NOD, you should be fine, talk to a broker ASAP.
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