Mortgage foreclosure - It is getting worse?

[Angela M]

HI,

I have posted a couple of times, but just opened my mail and found out my mortgage company (chase) has increased my payment again! I am now at 2943 per month and they increased the payment due to flood and hazard insurance of which I currently have. I have contacted them on numerous occasions and sent in docs proving I have insurance. No one ever seems to have an answer and they tell me that cannot do any escrow revisions for at least 6 months. I am now 90 days behind and doubt that i can make a payment this month. The mortage is in my name, my spouse was unemployed when we got the mortgage so we did not use him on the loan. Please someone help me. I have 3 children, I am working 2 jobs and my house is really falling apart. The reason we have such a high mortage is a very long story, but in summary it is due to me being screwed over by a friend who claimed she could "owner finance" my house. I am beggging for help, suggestions, advice........