[mystery_2k3]

...long would it actually take before your home goes into foreclosure?

[budhah1]

Your there buddy,,, good luck

[girlwhoknowsitstrue]

It could already be starting - they can start after you miss one payment technically. Sometimes you don't find out about it until it's already occurred (happened to my dad's wife).

There is a redemption period, though, where you can pay the back amount and fees and get your house back.