Guaranteed, sure fire program..... make your mortgage payments on time and get up to date. If necessary, get a second or even third job. Cut down on Macdonalds, movies and beer. and cut up the credit cards. Signing up for one of the advertised 'programs', will probably just cost you more or be just an outright scam. If your bank sees that you are making a valiant effort to get up to date, they may be willing to give you more breathing room. If your mortgage has been sold to a third party and you have no chance of making timely payments, you're screwed. Should the mortage be foreclosed and you have equity in the house, you may actually get some cash back.
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do you know of a good program to help prevent mortgage
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