as mortgage foreclosure?!? In refinancing my house, they found on my credit report a mortgage foreclosure of $700 from an apartment lease I had broken 6 years ago. How can they have put this as a mortgage foreclosure? There was no title, it was just a regular apartment lease. I can't get ahold of the apartment company and I don't know how to get it off my credit report.
Simply file a dispute with the credit agency. While the matter is in dispute and being researched, it will have no bearing on your credit. and remember, that it will be purged after 7 years anyway, so you're almost home.