[ji11ianrose]

would i be able to get a new loan now? I was the only one on the loan in 05, but now my fiance and I ware looking at homes. I now make 60k a yr and he makes 35k. we just want something around 150 thousand. he was not on my first loan and back in 2005 i was only making 25k and bought a condo (didn't take the assoc dues into account-those foreclosed as well in 2005)my score is 598 and his is 682... we will put down at least 10k. leaving us a good emergency back up savings