[Charles]

the equity loan that was on this house? When I bought the house the bank gave me a 1st loan and an equity loan that was used to make up the difference in the down payment. The house was lost to foreclosure, now the equity loan company sold it to a debt collector. I thought the loan was based on the equity of the house? and the loan was secured by the property that was lost to the same bank who had the fisrt and the equity loan? How can they come after me for that loan when it was really a 2nd on that property?