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Old 02-23-2009, 10:53 PM
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Default Can I get the loan in my name for a foreclosure?

I have been in my home for 15 years. The deed has my name on it, but the loan is only under my ex's name. HERE IS MY QUESTION:Will the mortgage company let me work out a deal with them if my payments are 8 months overdue? My ex just walked away, but I would like to keep the home. I tried the HOPE org, but they said there was nothing they could do if the home loan is not in my name. WILL I HAVE A CHANCE AT GETTING THIS LOAN IN MY NAME FOR THE PRICE AT A LOWER INTEREST RATE? The homes' equity is worth about as much as I would owe. Thank you in advance.
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