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02-03-2012, 12:16 AM
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What would be my best option to refinance my Mortgage?
I bought my house 2 and a half years ago. I financed $157,000. I now owe $150,000. My interest rate is 6.5% but I want the lower rate 3.67% that is available now. My loan is a FHA loan. I currently have to pay a MIP with this loan. What would be my best option to refinance? Streamline? Or just regular refinance? And why? Also what is the best way to go about doing it? Just walk into banks and ask?The houses current value is about $170,000.
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