[jasonhpi]

...loan? what banks or lenders still do this?

[DR + Mrs Bears face]

This sort of mortgage is very expensive and there are some loan sharks out there.Do take care if you decide to go that route.

[Peace4 A]

Big banks don't have those programs but a broker will. They are call alternative income sources and they will run higher rate but for what it is, is really not that bad especially since you are talking in the 5-6% range. They will either verify deposits and or they can do what's called a VOE or verification of employment. They do have certain guidelines that are much stricter than before but you can still get them.