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09-22-2011, 02:56 PM
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Is it possible to get a home loan and mortgage...
...with a credit score of 531? I am graduating college and was on my own all the time with no help while in college and didnt make much so I had to result with using credit cards. Well, I am about 4000 in credit card debt and have a credit score of 531. I am trying to pay all of the minimum payments for all 5 cards which have stacked up since I didn't have the money to pay them before.Don't be harsh. I know I made a mistake.
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