What mortgage protection are you thinking of,payment protection or life insurance.Payment protection plans have so many exclusions so read between the lines,insurers generally wish these policies to be taken out when the mortgage starts,it is hard to offer a quote as the policies vary so much,the cover is often restricted from several months to one year.Life policies to cover mortgage loans in the event of death have a variety of names but are based on decreasing term assurance life cover,they try to match your debt outstanding for any period of your loan but do not allways do so but are a cheap form of cover that in the main will provide a decent lump sum on an early death to assist in clearing the mortgage for your family.
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