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05-18-2011, 11:48 AM
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What is the average mortgage interest rate for a...
...first time home buyer in Louisiana?
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05-18-2011, 11:38 PM
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For 15 years fixed it is around 3.5%, 30 years fixed is around 4.25%. However there are many factors that affect your final mortgage interest rate. First there are things that you can't control, like jobs report, consumer price index and all those fancy stuff. In short, bad news/market = lower rate. Good economy = higher ratethen there are stuff that you can control. The amount of first payment, your credit history, your current income, your assets/debt, length or mortgage
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