[nick c]

Serious responses only please - mortgage officers, people who have been in this situation, etc...I'm new to this whole situation as I've never bought a house. I've rented for the past few years, and want to buy a house before the end of 2011.From what I understand, when applying for a mortgage loan (i.e. getting pre-approved), the bank/financial institution looks at your current bank statements, along with credit report and other information.Here is where my problem is: I'm getting married in August and am paying for 90% of the wedding. So as of now I have a good amount of money in the bank, but come August it will decrease significantly. The number should go back up a little after receiving money at the wedding, although I'm not getting my hopes up.So what I wanted to do was get pre-approved right before the wedding, and if its good for 90 days it will be good through October. But if I have to get an extension past that 90 days, will they have to look at my bank statements again? Because at that point it will all look like loans and will effect me very negatively, from what I understand.Please offer any suggestions/opinion as to how I should go about this.Thanks!