[Lat26]

payment? I couldn't make my mortgage payment in January...I did make one for February, but of course I'm still missing a months payment. I haven't been able to catch up on my mortgage. I'm terrified that I will lose my home because of that one payment. I'm able to make my monthly payments now, but I just cant seen to pay the back payment...Does anyone know if I can get my home taken away. Only serious answers please. Thank You

[The Madhatter]

The biggest problem that you are going to have with this is that it will continually bring your credit score down. When you miss a payment it can show up as "rolling" 30 day late payment on your credit report which will ruin your ability to refinance. The chance of you losing your home over one payment is remote. Try to work something where you can add up an additional payment over time.

[Jordan]

No, you need to miss 3 payments, then they will send you a notice of pre-foreclosure. You have 14 days respond, and 30 days to bring your account up to date with payments, or it will be auctioned off by the county sheriff.