[katafot]

...buy a house with no money down (Firs time home buyer)? I made my research and calculations and it looks like I`ll be much better off to buy a house vs. renting… but I will be able to afford only low interest rate (4% is my max).•I am a first time home buyer•Run my own small catering business which gives me about $4,000/month (after tax)•Because I invested all my money in my business I have no money for down payment •My FICO score is 670 Do I have a chance to get interest rated 4% or lower?If I will shop around for mortgage rates will it have a negative impact on my credit history? What is the good source of information on this subject?