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12-30-2010, 02:16 PM
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Can I use my own appraiser for a mortgage
appraisal? I am refinancing my home. The bank is requiring an appraisal, but I feel the price they are charging me for the appraisal is a bit high. Is there any way I can go out an get my own appraisal? If not, do I have any other recourse to get the cost down (besides going with another bank)?
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12-30-2010, 05:14 PM
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No most banks have an approved appraiser list and this way its an arms length transaction where the appraiser is a disinterested third party. You can order an appraisal yourself but i doubt any financial institution will accept it in place of their own. sorry
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