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Old 11-11-2010, 04:01 AM
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Join Date: Nov 2010
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Default Anyone have answers for a mortgage EMERGENCY?

I divorced my husband a year ago and in the settlement, I got the house (which I have been paying for myself since we got it). Problem is, my STUPID mortgage loan officer left me off of the loan we got and now everything having to do with the money is in my ex's name. I've hit hard times and can't refinance my loan because it's not technically MY loan. So, if I'm unable to pay, I will lose my house (which I have seriously equity in), but I can't change anything on the loan!!! What can I do? I only work part-time because there is nothing else in my economically dead hometown. Am I screwed?I was signing so much paperwork at the time (including stuff that did have my name on it), that I didn't realize the actual mortgage paperwork did not have me on it. I know that's dumb, but I was stupidly naive to not force people to go slower with the information they were giving me at the time
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