[SpeedDemun]

I have a co-worker that is married and they bought a home jointly in 2007. Their marriage didn't last and only husband lives in the home. They have no children. She has since moved out in early 2009. He continues to pay on the house and they are seeking a divorce. He is going to try to get her name off of the mortgage, or try and refinance it on his own. He doesn't even want to live in the house and would rather sell it and be done with it, but he says he's stuck b/c of him being upside down. With the housing market the way it is, they owe about $45K more than their house is worth. My questions are: Is his best move to stay in the house and try to get her name off of the loan? Or should he try to sell the house and absorb the upside down cost? If this happened, would they both have to split the final pay back for the amount owed? I just think it would suck to pay on a home that you don't even want to live in while the ex is out living where they want with no worries about the home that they also co-signed on. Just seems unfair.Also worth mentioning. He can afford the house payment with no difficulty while she can not. He says the best thing to do so that he doesn't lose (more) money is to keep the original loan and drop her as a co-signer. Otherwise, he will end up paying more money! I just didn't think you can drop a co-signer from a loan anytime you want.So does anyone have any expertise or knowledge on this subject? Thanks!