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10-19-2010, 10:23 AM
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My current mortgage rate is 5.375. Is it a good idea...
...to refinance and try to get it the current 3.88%? I bought a home a little over one year ago. I have a 30 year fixed rate of 5.375%. Is it a possible and a good idea to try to refiance the mortgage and obtain the lower 3.88% rate? We plan on being in this house for a good 4-5 more years. Will I be allowed to refinace with a first time home buyer mortgage?
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