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the middle of refinancing my mortgage.? I secured a rate that's locked for 60 days, but it already passed 60 days. It looks like the rate has dropped since I locked it. The lender still hasn't finished processing my refi (they explained that they had to work on those first time home buyers so that they can get the credit). What options do I have? Can I demand that the lender use the current rate? Or am I stuck with the old rate? Please advise!
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