[americas_funniest_animal]

In September of 2009 Citimortgage, my mortgage provider, offered me a Home affordable mortgage. They said it would lower my interest rate and my monthly payment. It sounded great so i signed up. They said it would take 30-60 days for the review process and that I should make reduced payments while my account was in review. They told me exactly how much to pay. I paid what they said, and the review process took much longer than 60 days, in fact, it was the end of April 2010 before I was declined. Then I was told that My account was in default because I had been paying a reduced payment (as I was told by them) and that if i didn't pay it all, my account would be at risk for foreclosure. Then, they offered me a traditional modification, which they said it looked like i would qualify for. they said that would take 30-60 days to review. It is now approaching the 60 day mark and I have gotten a letter in the mail reminding me that my account is delinquent and approaching the date foreclosure proceedings will start. I get 2 or 3 phone calls a day, from their collectors. I talked to a guy today who told me that despite being reviewed for a traditional modification, they may still start foreclosure! I feel like I have been wronged, lied to and deceived by this company, as well as harassed constantly. I have been stressed out to the max over this and I just want help...Is there anything I can do Legally?