[Frans]

...the amount we paid them in our mortgage? Hello, we have a house in Milan Italy and my dad is paying for the house. We mortgaged the house in 2004 for 20 years and so far we have paid them around 50,000 euros without the interest. For my college education we need money and with this economy and the housing market we cant have a reasonable price to our home as well. So i was wondering can we talk with the bank and ask them to reimburse the amount we paid them during our time with the mortgage? and for us it is very hard to pay the mortgage anymore as well. Will they reimburse the amount deducting the interest we paid them on our mortgage?Please help me.I really don't know this type of things. sorry if my english is not good.Thanks in advance

[volcanoking]

Usually the banks will never reimburse the money back to you. It is not possible. There is an option that you can try to sell this property and so the buyer will pay the dues with the bank and the balance (if any) will be paid to you. By this, you will be free of debts and interest. However, you can call at the bank and ask a special request which they may consider. But the chances are very very less.