[Jimbob]

mortgage? Here's the situation... I have around a 725 FICO, but my credit has been real limited. I've only had two accounts, one a car loan which I had for two years, but paid it off. The second account is a credit card I've had since July 2009, which has a limit of $1000, and I pay the balance in full every month, so I don't have anything that is outstanding. I am going to have a down payment of $10,000, and I've had constant employment for the past 3 years. I don't want to apply if I have no earthly chance of getting a loan, yet I'd love to own a house of my own.Thanks for the answers. As far as my responses go, I make about $23,000/year, and I'm looking at under $80,000 for the home. I just wanted to get opinions on how likely I'd be approved before I tried to get financing.