[Joel P]

...loan...? I was recently approved for a FHA mortgage loan of up to $100,000. I have a few homes picked out around the $80,000 mark. With the closing costs, i read/heard that you have 3 choices. 1-pay normal closing costs. 2-roll the costs in on the mortgage. 3-have the seller pay for the closing. What are my true options? I obviously would love not to have to shell out thousands towards closing if I have several choices. Please don't try to explain the old 3% changed to 6% because i don't understand it. Break it down, please. I am a first time home buyer if that helps at all.