[cbarsong]

and mortgage. Should i work on paying off car next? I am 53 years old. I know I need to work on an emergency fund which I am starting. My retirement savings are poor. I have retirement with the school system which I will not start drawing until I turn 60, but I took a cut because I retired early at 25 years. I still work full time, however since I have been so heavily in debt, I have not been able to save. Now, that I am out of debt, I plan to be very aggressive, I am just not sure of the direction.