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01-04-2010, 02:50 PM

nikunjd05

Junior Member

Join Date: Jan 2010

Posts: 1

Can a mortgage on the house be payed off by home equity

loan? Is it possible to pay off the mortgage with an home equity loan if the APR is less than what I am paying right now? I understand that if I refinance, there are closing costs and for home equity loan, there are none, am I correct? What are the advantages and disadvantages of doing that? Please advice.

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