[RW]

If my wife isn't on the note but she is on the mortage then can she write off the interest if I do not?My wife and I both work. We file our taxes seperately.We were married when we bought the house and she is on the title.I owe the them $7k and we live in MA

[nitrousbuddy]

i just need some points

[CAE]

Who is the tax payer? The tax payer should include it.

[dakara]

From IRS Publication 936:Generally, home mortgage interest is any interest you pay on a loan secured by your home (main home or a second home). The loan may be a mortgage to buy your home, a second mortgage, a line of credit, or a home equity loan.You can deduct home mortgage interest if all the following conditions are met.* You file Form 1040 and itemize deductions on Schedule A (Form 1040).* You are legally liable for the loan.* There is a true debtor-creditor relationship between you and the lender.* The mortgage is a secured debt on a qualified home in which you have an ownership interest. “Secured debt” and “qualified home” are explained later.You cannot deduct interest you pay for someone else if you are not legally liable to pay it. -------------------------------------------------------------------------------------------------------------------------------------------The short answer seems to be "no," but depending on what state you live in and whether you and your wife were married at the time the debt was incurred could change the short answer. Also, as mentioned above, she would need to be on title.